"Since the year 2001, health insurance premiums have grown by 78%, compared with cumulative inflation of 17% and cumulative wage growth of 19%."
Kaiser Family Foundation Employer Health Benefits 2007 Annual Survey
Kaiser Family Foundation Employer Health Benefits 2007 Annual Survey
HEALTH & WELFARE
Renewal ManagementCammack LaRhette believes that a client’s renewal should be the culmination of a clearly defined process, not a surprise near the end of the year. We update clients on their claims experience throughout the year, keeping in mind when claims will be mature, so there are no surprises at renewal time. We use the underwriting experience of our consultants along with our own methodology to calculate trend and experience in evaluating the reasonableness and competitiveness of renewal rates.
Cammack LaRhette has been very successful in negotiating fair and competitive renewals for our clients, who have enjoyed renewals below market trends consistently over the past five years.