"Since the year 2001, health insurance premiums have grown by 78%, compared with cumulative inflation of 17% and cumulative wage growth of 19%."
Kaiser Family Foundation Employer Health Benefits 2007 Annual Survey
Kaiser Family Foundation Employer Health Benefits 2007 Annual Survey
HEALTH & WELFARE
Financial and Data AnalysisUnderstanding the true cost of your benefits program is critical. We provide a comprehensive financial analysis that includes projections for annual budgets, cash flow, and plan performance. We also provide vendor due diligence analysis as a tool for successful selection and partnership.
Cammack LaRhette provides employee contribution scenarios, including salary-banding, percentage of premium, and percentages based on coverage tiers in order to provide clients with different options to consider for employee cost-sharing. We also prepare a cost analysis based on client’s current plan designs versus potential alternatives. This analysis may additionally include a comparison of funding methodologies (self-insured, fully-insured, minimum premium).